PNB Wage Account Advantages: The Punjab Nationwide Financial institution (PNB) is providing a number of advantages and services on ‘mySalary Account’. The people can open their wage accounts with PNB and avail these advantages. In case of any question, the people can login to the official web site of PNB at pnb.india.
Lately, PNB has tweeted from its official Twitter deal with relating to the advantages of mySalary Account. The tweet stated, “mySalary Account x PNB = Advantages!! Improve your advantages manyfold with our mySalary Account. For particulars, go to: tinyurl.com/232eaz22.”
mySalary Account x PNB = Advantages!!
Improve your advantages manyfold with our mySalary Account.For particulars, go to: https://t.co/hCBgl8nh6c#mySalaryAccount pic.twitter.com/TkhBh0d4im
— Punjab Nationwide Financial institution (@pnbindia) September 28, 2021
Advantages
The assorted advantages obtainable with this account are as follows:
1) Zero Preliminary Deposit
2) Sweep facility
3) Overdraft facility
4) Private unintentional insurance coverage cowl
5) Free bank card
Eligibility
The clients should observe that common staff of central/state Govt./PSU/ Govt-semi Govt Company/MNCs/ reputed establishments /reputed company/reputed instructional establishments are eligible for this account. Nonetheless, the accounts of staff on contract foundation won’t be eligible.
Variants
There are additionally sure variants of this scheme primarily based on the gross wage drawn per thirty days. These are:
1) Silver – Rs.10,000 and above upto Rs.25,000
2) Gold – Rs. 25,001 and above upto Rs.75,000
3) Premium – Rs.75,001 and above upto Rs.150000
4) Platinum – Rs.1,50,001 and above
One should additionally observe that nomination can also be allowed for this account.
Overdraft limits
The overdraft limits for the completely different variants are as follows:
1) Silver – Rs. 50000
2) Gold – Rs. 150000
3) Premium – Rs. 225000
4) Platinum – Rs. 300000
Sweep facility
The clients should observe that the Financial savings Financial institution accounts opened / maintained underneath the scheme may have Sweep-In / Out facility. On authorisation by main account holder, it should mechanically get initiated after guaranteeing an preliminary threshold quantity of Rs 20,000/- in wage account, topic to a minimal Sweep-in / out of Rs 1,000 and in multiples of Rs 1,000 thereafter, TDRs/STDRs created by Sweep facility will likely be issued for a interval of seven to one year.
The deposit on the quantity Swept-In/ Out within the account supplied it had remained underneath FD for a minimal interval of seven days frequency of sweep will likely be as per extant tips of the financial institution.
Private or unintentional insurance coverage protection
The PAI protection for the completely different variants is Rs 20 lakh. The financial institution will take insurance coverage cowl of Rs.18 lakh for all variants, from Insurance coverage Co., supplied wage is being credited within the account for 2 consecutive months in calendar quarter. The remaining quantity of insurance coverage cowl will likely be supplied to be used of debit card as per extant tips issued now and again by HO: DBD.
In case of any question and additional particulars, the clients can login to the official web site of PNB at pnbindia.in.