Discussions in regards to the affordability of medical insurance typically concentrate on the non-group market, together with the Reasonably priced Care Act’s marketplaces, however tens of millions of individuals with low incomes get their protection by means of a office, the place there are fewer protections in opposition to excessive prices.
This evaluation makes use of info from the 2021 Present Inhabitants Survey to take a look at the share of working households’ revenue that’s spent on premiums, deductibles and different cost-sharing for these coated by means of an employer. It exhibits that lower-income households spend a larger share of their revenue on well being prices than these with larger incomes, and that well being standing of relations is related to larger out-of-pocket bills.
The evaluation is offered by means of the Peterson-Kaiser Well being System Tracker, a web based info hub devoted to monitoring and assessing the efficiency of the U.S. well being system.