The teenager years are a very good time to be taught the fundamentals of non-public finance.
Skilled journalist Ferry presents clear recommendation to teenagers about dealing with their cash as they strategy maturity. Addressing them straight, he explains why they have to be financially literate (and to learn this guide), the necessity for setting monetary targets, and the significance of adopting a behavior of following a funds that features financial savings. In subsequent chapters he helps them look forward: managing bank cards and different types of debt, paying for school, dwelling on their very own, and investing of their future. He’s a proponent of setting SMART (Particular, Measurable, Attainable, Related, and Time-bound) monetary targets and presents related examples. The accessible textual content is often damaged up with subheadings, definitions of bizarre phrases, inventory images that includes racially various teenagers, and textual content containers with sensible strategies for understanding paychecks, defending your id, repaying bank card debt, getting a head begin on saving for school in highschool, utilizing the Free Utility for Federal Pupil Help, submitting tax returns, and creating an emergency fund. He even contains recommendation for younger buyers, reminding them of the significance of beginning early. All through, he quotes different sources to assist his recommendation. There’s nothing significantly new on this title, however the info is stable, complete, and effectively organized, making it helpful as a basis textual content.
A useful primer for creating teenagers’ monetary literacy.
(supply notes, additional info, index, image credit)
(Nonfiction. 14-18)
Pub Date: at the moment
ISBN: 978-1-67820-174-6
Web page Rely: 64
Writer: ReferencePoint Press
Evaluation Posted On-line: July 13, 2021
Kirkus Evaluations Challenge: Aug. 15, 2021