Forward of the Medicare open enrollment interval, Medicare Benefit insurer Alignment Healthcare is making a number of updates to its plans for seniors.
The corporate introduced Monday it’s increasing its choices for its $0-premium Most well-liked Supplier Group plans and particular wants plans for dually eligible beneficiaries. It is usually offering new advantages. The corporate is including 14 counties to its footprint, bringing its attain to eight.3 million Medicare-eligible adults in 52 markets. Already in Arizona, California, Nevada and North Carolina, Alignment is increasing to Florida and Texas.
“With California, Florida and Texas, Alignment may have a presence within the prime three states with probably the most variety of seniors,” Daybreak Maroney, markets president and CEO of Alignment Well being Plan, wrote in an electronic mail. “These three states make up 1 / 4 of the nation’s seniors.”
Maroney stated the brand new choices are centered on three areas: worth, entry and adaptability. Alignment is aiming to supply extra worth by bringing its $0-premium PPO plans to extra markets in Arizona, California and Texas and increasing its twin eligible particular wants plans from 24 counties to 32. It is usually including advantages, like monetary help for gasoline and utilities for beneficiaries who’re dually eligible or who qualify for Medicare’s Low-Earnings Subsidy program.
Alignment is working to enhance entry to healthcare by increasing two HMO plans which can be tailor-made to Asian and Hispanic populations. The previous is Concord, which is increasing to 4 counties in California, and the latter is el ÚNICO, which is increasing to 4 counties in Florida and two counties in Texas.
Lastly, the insurer is targeted on flexibility by including a profit to its ACCESS On-Demand Concierge “black card,” which acts much like a debit card for sure grocery and over-the-counter gadgets. The brand new profit known as a “Flex” allowance and can permit members of sure plans to purchase issues like dentures and veneers from in-network and out-of-network suppliers.
Different modifications the corporate is making embody new advantages like offering a one-month insulin provide at $35 or much less and discounted pet remedy. Choose plans will even have a brand new $300 to $600 yearly reimbursement for caregivers. Moreover, the corporate’s 24/7 ACCESS On-Demand Concierge will probably be obtainable for members to reply well being questions, schedule appointments and discover transportation.
These new advantages are in response to a latest research the insurer did, which discovered instability, loneliness and meals insecurity are seniors’ prime obstacles to receiving care.
“We’re championing a brand new period of growing older. Amid rising costs and the rising reputation of Medicare Benefit, worth is extra necessary than ever to seniors, so Alignment Well being is targeted on delivering constant worth for our members,” Maroney stated.
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