The American Affiliation of Retired Individuals, better-known by its acronym AARP, sums up its work like this: “We battle for and equip every particular person to stay their finest life.” The group, which presently counts almost 38 million members, achieves that purpose by:
- Advocating for these over age 50 on native, state and nationwide political points like well being care, Social Safety and housing;
- Offering well being, monetary and social help to its members;
- Publishing coverage reviews via its analysis teams; and,
- Providing entry to a whole bunch of reductions on journey, eating places, purchasing and extra (further particulars under).
Whereas membership does assist to help applications for the getting older inhabitants, you don’t must be over 50 to hitch the AARP. Even in case you are in your 30s and never enthusiastic about retirement (you in all probability must be, at the least just a little bit), you’ll be able to nonetheless benefit from the providers, reductions and different advantages the group provides.
One of many benefits of becoming a member of early is that the advantages of your membership contributions will proceed to extend as you method retirement age. AARP is an funding in your self and your future, so don’t low cost it based mostly in your age.
AARP Age Necessities
Retirement age is mostly round 65, however we once more need to emphasize that there isn’t any age requirement for becoming a member of the AARP. Anybody over 50 is eligible for full membership. If you’re below 50 you’ll be able to get hold of an Affiliate membership.
Per the AARP web site, “Affiliate members get pleasure from all the advantages of membership that aren’t restricted by legislation or contract.”
How A lot Is an AARP Membership?
AARP provides three membership tiers, all of that are auto renewed on the finish of the time period (you’ll be able to cancel at any time). A full membership additionally lets you join a partner or associate at no further value. Tier pricing, outlined under, is discounted your first 12 months and in addition discounted by paying for a number of years upfront.
- One 12 months for $12 for the primary 12 months ($16 a 12 months for subsequent years). The discounted first 12 months applies if you happen to conform to enroll in auto-renewal of your membership:
- Three years for one cost of $43
- 5 years for one cost of $63
Methods to Signal Up for the AARP
In case you’ve ever ordered something on-line, the AARP sign-up course of must be easy for you.
- Go HERE, and hit the be part of button on the prime of the AARP dwelling web page.
- Fill in your private data (together with to your partner or associate, if relevant).
- Create an AARP on-line account. This on-line account will let you entry providers and advantages on the AARP web site.
- Choose your cost choice.
- Settle for the phrases and circumstances.
- Click on “Proceed to Billing” to enter your cost and full the sign-up course of.
What Are the Advantages of Being an AARP Member?
The AARP provides advantages in a wide selection of classes, together with Well being and Wellness applications (together with insurance coverage), journey and restaurant reductions, monetary help, and fuel and auto service. View the total checklist of membership advantages. Listed below are among the highlights, together with some particular examples for every choice.
AARP Well being and Wellness applications
- Entry to medical insurance applications
- AARP long-term care choices from New York Life
- AARP dental insurance coverage plan from Delta Dental Insurance coverage Firm
- AARP short-term care insurance coverage from Medico
- Low cost provides on prescriptions at a number of pharmacies (Walgreens, Walmart, Kroger) and different medical provides like glasses (LensCrafters, Goal Optical)
- Well being instruments
- BMI calculator
- WW (previously Weight Watchers) low cost
- AARP Staying Sharp mind well being evaluation
- Medicare eligible advantages from UnitedHealthcare (insurance coverage, supplemental insurance coverage, RX plans)
- Household caregiving providers and sources
- In-home caregiving reductions
- Lengthy-term care calculator
Journey reductions
- Automobile and truck leases (Avis, Finances, Payless, Zipcar)
- Flights (British Airways)
- Trip packages (Explorations by Collette, Grand European Journey, financial savings on rail journey)
- Cruises (Collette Cruise Excursions, Grand European Journey)
- Greater than 60 resorts and resorts
- Journey planning
- Vacation spot guides
- Trip concepts
- Journey safety
- Fuel and auto providers
- Roadside help applications
- Oil modifications
- Sensible Driver course
Monetary help
- Banking and funding providers,
- Well being financial savings accounts
- Discounted charges
- Increased yield accounts
- Monetary planning sources
- Interview an Advisor device
- Savi pupil mortgage compensation device
- AARP Cash Map
- Fraud prevention providers
- AARP Fraud Community
- Norton 360 Safety low cost
- AARP Determine Theft Safety by Norton LifeLock
- Retirement planning
- Retirement calculator
- Social Safety advantages calculator
Different membership advantages
- Pet, automobile, life and property insurance coverage
- 10 % off orders at Landry’s Inc. restaurant chains (e.g., Joe’s Crab Shack, Rainforest Café)
- Purchasing reductions
- Free Tanger Retailers purchasing e book
- Flowers and presents from locations like 1-800-Flowers.com and Merely Chocolata
- Grocery rewards and coupon middle
- Financial savings on know-how and wi-fi purchases
- Norton 360 Safety
- Client Mobile providers and equipment
- Leisure reductions
- $3 off popcorn at Regal film theaters
- Discounted Audible accounts
AARP Rewards Program
Along with membership advantages, AARP additionally provides a program that lets you take part in actions to earn rewards factors that you could commerce in for “sweepstakes entries, native offers, discounted reward playing cards, charitable donations or once-in-a-lifetime adventures.”
The actions embody taking quizzes (examples: Methods to spot age discrimination at work; How do funds have an effect on relationships?), health monitoring targets like strolling 5,000 steps in a day, or signing up for the AARP’s The Every day e-newsletter.
Membership isn’t required to enroll in this system, however it does let you earn extra factors per exercise and offers you entry to unique rewards.
Is an AARP Membership Price It?
Completely. For the price of a reasonably priced lunch, an AARP membership opens all the advantages outlined above. It is a no brainer.
There are alternatives so that you can get extra concerned with the group via native AARP chapters and volunteering your time for AARP providers, however the one piece that’s required is paying the membership charge.
Contacting the AARP
For added data on the AARP, use these contact and analysis strategies:
- AARP Web site
- AARP Assist Heart
- Cellphone (Monday to Friday: 7 a.m. via 11 p.m. ET
- Toll-Free Nationwide: 1-888-OUR-AARP (1-888-687-2277)
- Toll-Free Spanish: 1-877-342-2277
- Worldwide Calls: +1-202-434-3525
- TTY person dial 711
- English: 1-877-434-7598
- Spanish: 1-866-238-9488
- Mail: AARP, 601 E Road, NW, Washington DC 20049
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